There are a variety of senior dental insurance plans available, and all are designed to accommodate the individual's needs by offering different waiting periods, deductibles, and copays and/or coinsurances for a particular dental procedure.  According to most dental insurance companies, dental procedures are broken down into three categories:

Preventative

Most insurance companies consider routine cleanings and examinations as preventative dental care, however, X-rays, sealants and fluoride can be deemed as preventative or basic, depending upon the specific insurance carrier.

Basic or Restorative

Basic or restorative dental treatment usually consists of fillings and simple extractions. Root canals can be considered basic or major.

Major

Crowns, bridges, dentures, partials, surgical extractions and dental implants are dental procedures that most dental insurance companies consider as a major procedure.

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